This depends on the two currencies involved in your transfer - where you're sending from, and where you're sending to.  

The quickest way to know, is to check the transfer on your transfer page where you'll see a delivery estimate.  

Once we inform you your transfer has been paid out, then we've sent the money out from our account.  

This doesn't necessarily mean that it's with your recipient, as payouts take different amounts of time in all of our currencies, depending on the banks involved.

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